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established in 1916
  • AM Best Rating A++
  • Affirmend 2021
Auto-Owners Background

Learn about Auto-Owners

Established in 1916, Auto-Owners Insurance Group is headquartered in Lansing, Michigan. Recognized for exceptional financial strength and stability, it is among the nation's largest insurers and provides insurance to nearly 3 million policyholders.

The company is represented by 48,000 licensed agents in 26 states and offers multiple lines of insurance including life, home, auto and business.

Auto-Owners is rated A++ (Superior) by the AM Best Company, a nationally recognized independent insurance rating authority, and is also a Fortune 500 company. It has received numerous awards from national organizations for customer service and quality, and is certified as a Great Place to Work®.

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We've celebrated many milestones throughout our history. By keeping our policyholders' best interest in mind, Auto-Owners Insurance will continue to put lives back together and grow its list of accomplishments.

July 1916

Vern V. Moulton and four other associates organize Auto-Owners Insurance Company in one room of the Commercial Block Building in the central Michigan city of Mount Pleasant.

December 1935

Auto-Owners begins writing insurance in Indiana, its first state outside of Michigan.

June 1951

The Company unveils its new home office in downtown Lansing. The $1.5 million four-story facility provides much-needed space for the 400 associates who had been working in various buildings scattered throughout Lansing.

July 2016

Auto-Owners celebrates its 100th anniversary in business.


Auto-Owners writes insurance in 26 states and employs more than 4,700 associates.


AM Best Rating A++
Affirmed 2021

Company Report

Auto-Owners Insurance Group continues to be recognized for exceptional financial strength and stability among the nation's largest insurers. Comprised of 16 property & casualty companies and one life/health/annuity insurer, the companies had combined assets of $32,480,501,816 at year-end 2021. Net written premiums totaled $9,874,154,474, up by $1.64 billion from the previous year. More than 6.2 million personal and commercial insurance policies were in force at year-end.

Summary of Invested Assets

Auto-Owners remains committed to maintaining a high-quality investment portfolio. A conservative investment philosophy has helped us travel a steady path throughout the years.

Depicted to the right is a breakdown of the invested assets of the Auto-Owners Insurance Group combined as of Dec. 31, 2021. The combination of U.S. government bonds and investment-grade bonds represents 74.24% of invested assets, compared to 69.78% on Dec. 31, 2020. Common stocks were 15.70% of invested assets versus 19.34% on Dec. 31, 2020. Non-investment-grade bonds represent only 0.89% of invested assets, compared to 1.40% on Dec. 31, 2020. Miscellaneous assets includes 1.11% in cash.