You live in a Flood Zone!

Floods happen everywhere

Falling Creek Flood during Gaston
Falling Creek Flood during Gaston

everyone lives in a flood zone

Nicholas Springer

The fact is, everyone lives in a flood zone.

Fortunately not all flood zones are that risky! Your home may just be in a very low risk flood zone, but that doesn't' mean a flood may never affect you.

Any water that inundates two or more properties is considered a flood. If a ton of rain floods the street (a property) and then your home (a second property) that is flood. The bad news is that Flood is not ever covered under a normal HO3 homeowners policy. If you see the need to cover the risk of flood, please call us and we can send you a flood quote in a matter of minutes!

Home Flood Not Covered #24
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Period of Restoration

The period of restoration is the time reasonably required to repair, rebuild, or replace damaged property for business income purposes.