WOW, TIME IS JUST FLYING BY. Halloween just passed and now we're getting ready for Thanksgiving. Imagine, 2 months from today, we will be half way into January? Right now we're right in the middle of MEDICARE ANNUAL ENROLLMENT. In 25 DAYS, IT'S ALL DONE!!So, I'll ask you again? What do you prefer? A dollar amount? Or, a percentage? Fortunately, many are set for the 'now' but will incur unwelcome expense if an new medication is introduced during the upcoming year. Why? Because many don't understand the different stages that take place. In fact, lower premium DOES NOT mean lower drug pricing. Give us a call at The Springer Agency. I can review your current plan and let you know if you could subjected to the percentage. REMEMBER - WHATEVER MEDICARE HAS ON FILE FOR YOU ON DECEMBER 7th AT 11:59PM, THAT IS WHAT YOU ARE STUCK WITH FOR THE YEAR 2023. It's not a matter of changing. It's a matter of what WILL PROVIDE you the most cost protection during the ENTIRE year.